Goal reality check
What a monthly goal asks of your risk per trade.
Free risk tools
Compounding calculator
A small monthly return, kept and compounded, grows faster than it looks. See the balance month by month, with deposits or withdrawals, and what uneven months do to the same average.
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Your balance and return
Your balance
An example with typical numbers. Change any box to use your own.
After 24 months: $16,084.37 at a steady 2% a month.
- Money in and out
- You put in $10,000.00; the returns add $6,084.37.
- A year at this rate
- 2% a month compounds to +26.8% a year.
- To double
- About 35 months at 2% a month, without deposits or withdrawals.
| Month | Steady | Gain that month |
|---|---|---|
| 3 | $10,612.08 | $208.08 |
| 6 | $11,261.62 | $220.82 |
| 9 | $11,950.93 | $234.33 |
| 12 | $12,682.42 | $248.67 |
| 15 | $13,458.68 | $263.90 |
| 18 | $14,282.46 | $280.05 |
| 21 | $15,156.66 | $297.19 |
| 24 | $16,084.37 | $315.38 |
What a monthly return asks of your risk per trade, and how often a month really reaches it:
Deposits and withdrawals at the end of each month. Hypothetical arithmetic, not a forecast: no trading method returns the same amount every month.
Education only, not investment advice. The answer comes from the numbers you typed in, not from your account or the market. Simulated results are hypothetical and have limits: real trading has slippage, gaps, changing results and emotions. Trading leveraged products can lose money quickly, including all of it. Risk warning
Educational only, not financial advice; trading involves risk.
Why the steady line is the best case
A compounding table assumes the same return every month. Real months are uneven, and uneven months cost: a month at -10% and a month at +10% average to zero but leave 1% less money, because the gain is made on a smaller balance. The more the months vary, the further the middle result falls below the steady line, even with the same average.
A return also comes from risk. A higher monthly figure means a higher risk per trade, and that means deeper falls on the way. Pick the risk your drawdown limit allows first, and let the monthly return be what that risk earns; the drawdown recovery planner shows how long the climb back from a fall takes.
Not advice and not a forecast or a promise of any return. The answer is arithmetic on the numbers you type.
Next tools
Drawdown simulator
How deep a normal losing run goes at your size.
Drawdown recovery planner
How long the climb back takes, and why sizing up backfires.
Pricing
Three ways in. Pick yours.
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Baroq never holds your money and never trades for you. Educational only, not financial advice; trading involves risk.