Cost check
What spread, commission and swap take from each trade and a year.
Free risk tools
Raw or standard account?
The same market, sold two ways: a wider spread and no commission, or a tight spread plus a commission. See which one costs you less at your own trading, in your own money.
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The two accounts
Which costs less
An example with typical numbers. Change any box to use your own.
The raw spread account is cheaper by $1.10 a trade, $44.00 a month and $528.00 a year at your 40 trades a month.
- One round trip at 0.1 lots
- Standard: $3.00 (spread only). Raw: $1.90 (spread plus commission).
- Where the two cost the same
- When the standard spread is wider than the raw spread by 0.07 in price (0.7 pips). Yours differ by 0.18 (1.8 pips).
- Size does not change the answer
- Spread and commission both grow with the lot size, so the cheaper account is cheaper at every size. What changes the answer is the spread at the hours you trade: read both from the platform then, not from the advert.
Swap and slippage are left out; they are usually the same on both. Some brokers charge commission per side: type the round trip, both sides together.
Education only, not investment advice. The answer comes from the numbers you typed in, not from your account or the market. Simulated results are hypothetical and have limits: real trading has slippage, gaps, changing results and emotions. Trading leveraged products can lose money quickly, including all of it. Risk warning
Educational only, not financial advice; trading involves risk.
The cheapest account is the one that matches how you trade
A tight spread with a commission usually wins for traders who trade often or with small targets, where every cent of spread is a bigger share of the win. A spread-only account can win where the raw spread is not much tighter, or where the commission is high. The only fair test is your own numbers, read at the hours you trade.
- What the costs do to your edge and to a year of trading: the cost check.
- Whether the extra trades are worth their costs at all: more trades or better trades?
Not advice and not a recommendation of any broker or account. The answer is arithmetic on the numbers you type.
Next tools
More trades or better trades?
Whether the extra trades add money or only costs.
Pip value calculator
What one pip is worth at your size, in your money.
Pricing
Three ways in. Pick yours.
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Baroq never holds your money and never trades for you. Educational only, not financial advice; trading involves risk.